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Guidance on Tenant Mortgage Protection

The Department for Communities and Local Government has published new guidance on the Mortgage Repossessions (Protection of Tenants etc) Act 2010.

As we have stated in previous posts this new legislation, which came into force today, 1 October 2010. The Housing Minister has made a short statement on the introduction of the new Act.

The guidance document is aimed at tenants who are facing eviction by a mortgagee and any agent approached for advice by people in this unfortunate position should be directed to the guidance document as a first port of call.

It is good practice for agents to require landlords to provide them with evidence that the mortgagee has assented to the letting of the property. There is possibly scope for a tenant to seek redress from an agent who has failed to do this.

You can see all our posts on mortgages by following this link.

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